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Terms of use

Terms & Conditions of Use of Website

These Terms of Use of our Website (the “Terms”) set out the terms on which you may make use of our site, whether as a guest or a registered user, and apply to every page on our Website, whether or not such pages are individually disclaimed. Please read these terms of use carefully before you start to use our Website. By using our Website, you have indicated that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our Website.


You acknowledge and agree that if you do not own the computer or device on which you access the Website, you have obtained permission from the owner to use and access the Website from such a computer or device and that you are responsible for the use of and access to the Website by way of such a computer or device.


When using our Website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on our Website in certain countries and we and our affiliated companies disclaim all responsibility if you download any information from our Website in breach of any law or regulation of the country in which you reside.


You must NOT use our Website (or permit or procure others to use it) as follows: for any unlawful, improper or illegal purpose or activity; to communicate or receive information that is obscene, indecent, pornographic, sadistic, cruel, or racist in content, of a sexually explicit or graphic nature, which promotes or incites discrimination, hatred or racism or which might be legally actionable for any reason; in a manner intended to threaten, harass, or intimidate; to violate our or any third party's copyright, trademark, proprietary or other intellectual property rights; to damage our name or reputation or that of our affiliated companies or any third parties; to impersonate any of our employees or other person or use a false name while using our Website or implying an association with us; to penetrate our security measures or other entities' systems ("hacking"); to transmit unsolicited voluminous emails (for example, spamming) or to intercept, interfere with or redirect email intended for others using our Website; to generate excessive amounts of internet traffic, to interfere with our network or other's use of our Website or to engage in activities designed to or having the effect of degrading or denying service to users of our Website or others; to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into our Website or any other entity's systems and it is your responsibility to ensure that whatever you download or select for your use from our Website is free from such items; to post or transmit information that is defamatory, fraudulent or deceptive, including but not limited to scams such as "make-money-fast" schemes or "pyramid/chain" letters; and/or to transmit confidential or proprietary information, except solely at your own risk.


Access to our Website is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide on our Website without notice. We do not accept any liability if for any reason our Website is unavailable at any time or for any period. The materials and information displayed on our Website are provided without any guarantees, conditions or warranties as to accuracy or completeness and are not intended to amount to advice. We disclaim all liability and responsibility arising from any reliance placed on such materials and information by any visitor to our Website, or by anyone who may be informed of any of its contents. Except as otherwise stated, the information on our Website has been prepared by us and approved by Finex LLP and the information and opinions contained on our Website have been compiled, or arrived at, in good faith and based on publicly available information, or internally developed data and sources believed to be reliable as at the date of publication. However, to the extent permitted by law, we, our affiliated companies and other third parties connected to us hereby expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect or consequential loss or damage of any kind incurred by any user in connection with our Website or in reliance on the information or opinions contained in it, or in connection with the use, inability to use, or results of the use of our Website or any websites linked to it or materials posted on it. This does not affect our liability for any loss or damage which cannot be excluded or limited under applicable law.


The internet is not a completely reliable transmission medium and neither we nor any of our affiliated companies accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from us or any of our affiliated companies. Any such transmission of information is entirely at your own risk. Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources and neither we nor any of our affiliated companies make any representation as to the accuracy or completeness of such Websites or resources and have not and will not review or update them. Neither we nor any of our affiliated companies accept any responsibility for websites and resources provided by third parties or for any loss or damage that may arise from your use of them. You undertake to indemnify and hold us harmless from and against all or any claims, actions, liabilities, demands, proceedings or judgements (“Proceedings”) brought or established against us and against all losses and all reasonable costs, charges and expenses (including legal fees) which we may suffer or incur (including, but not limited to, all such losses, costs, charges or expenses reasonably suffered or incurred in disputing or defending any Proceedings and/or in establishing its right to be indemnified and/or in seeking advice in relation to any Proceedings) and which in any such case arise in connection with or out of any breach or alleged breach by you of any of your obligations and/or undertakings under these terms. This does not exclude or restrict any duty or liability that we have to our customers under regulatory systems that apply to us.


We are the owner or the licensee of all intellectual property rights on our Website, and in the materials published on it. Those works are protected by laws and treaties around the world. All such rights are reserved. You may use the materials on our Website and reproduce them in hard copy for your own reference only. Such materials may not otherwise be reproduced, distributed, stored in a data retrieval system or transmitted, in any form or by any means (electronic, mechanical, photocopying, recording or otherwise) without our prior written consent. Nothing on our Website should be construed as granting any licence or right in relation to any of our trademarks or those of our affiliated companies or any third party. We are concerned about the privacy of any personal information you may provide to us through this Website. A "cookie" is a piece of information that is saved to your computer's hard disk by the web server. Confirmation of your reading and accepting these terms and conditions will place a cookie on your computer's hard disk. This will ease your navigation around this Website by not popping up these terms and conditions again during this browser session. The cookie is temporary and will be removed when you close your browser. The cookie is not used for any other reason. You are not obliged to accept a cookie that we send you, and you can modify your browser so that it will not accept cookies.


We may collect certain personal information about you such as your name, address, telephone number, email address details and other information that you submit to us via this Website, including in connection with our client registration procedures. We use this information to ensure compliance with our regulatory obligations and for our own internal purposes. Please note that by submitting personal information you are consenting to such information being processed for the purposes referred to above. You also agree that we have the right to use and store such data on our internal systems and to transfer it to our associated entities, whether inside or outside the European Union, for the purpose of providing services to you. You should also be aware that the level of protection in relation to the processing of personal data may not be the same in countries outside the European Union as in those within the European Union. If you have any questions on our use of your information, please contact us.


We may assign, novate or otherwise transfer any of its rights or obligations under these Terms to a purchaser of all or substantially all of our assets or business involved in the performance of these Terms, or a member of our corporate group from time to time, by giving you written notice including notice on the Website. You shall not assign, novate or transfer any of your rights or obligations under these Terms without our prior written consent. No one other than a party to these Terms has any right to enforce them under the UK Contracts (Rights of Third Parties) Act 1999 or otherwise.


If any provision or part-provision of these Terms is held or made invalid, illegal or unenforceable by a court or legislative instrument, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any modification to or deletion of a provision or part-provision under this clause shall not affect the validity and enforceability of the rest of these Terms.


These Terms are governed by and shall be construed in accordance with English law. English courts will have exclusive jurisdiction over any dispute arising from, or related to, use of our Website and it is a condition of using our Website that you waive any objection to proceedings in such courts on the grounds of venue or that proceedings have been brought in an inconvenient forum, although we retain the right to bring proceedings against you for breach of these terms of use in your country of residence or any other relevant country. We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you.


You shall be liable to us for any loss, liability or cost we suffer as a result of your use of our Website or any breach of these Terms. You agree to indemnify, defend and hold harmless us and our agents, employees and third party sources from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including properly incurred attorneys' fees) that arise from or relate to: (a) your use of the Website; (b) your breach of these terms; or (c) your violation of any applicable law, statute, ordinance, regulation or of any third party's rights.